MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedModularMH Advantage

Crystal Bay Estates / CB-6603C

Built by: Champion Homes
3
2
1820 ft²
30'4" x 60'0"
Crystal Bay Estates CB-6603C
ManufacturedModularMH Advantage

Crystal Bay Estates / CB-4644C

Built by: Champion Homes
4
2
1706 ft²
26'8" x 64'0"
Crystal Bay Estates CB-4644C
ManufacturedModularMH Advantage

Crystal Bay Estates / CB-6644C

Built by: Champion Homes
4
2
1942 ft²
30'4" x 64'0"
Crystal Bay Estates CB-6644C
ManufacturedModularMH Advantage

Catena / CT-4563B

Built by: Champion Homes
3
2
1494 ft²
26'8" x 56'0"
CT-4563B
ManufacturedModularMH Advantage

Catena / CT-4603B

Built by: Champion Homes
3
2
1600 ft²
26'8" x 60'0"
CT-4603B
ManufacturedModularMH Advantage

Catena / CT-4683B

Built by: Champion Homes
3
3
1814 ft²
26'8" x 68'0"
CT-4683B
ManufacturedModularMH Advantage

Catena / CT-4724B

Built by: Champion Homes
4
2
1920 ft²
26'8" x 72'0"
CT-4724B
ManufacturedModularMH Advantage

Catena / CT-4763B

Built by: Champion Homes
3
3
2027 ft²
26'8" x 76'0"
CT-4763B
ManufacturedMH Advantage

Prestige Series / 28683N The Bruneau

Built by: Fleetwood Homes Nampa
3
2
1813 ft²
28'0" x 68'0"
28683N The Bruneau / Beautifully crafted estate-size family home features spacious living room open to well equipped moder...
ManufacturedMH Advantage

Prestige Series / 28483N The Jump Creek

Built by: Fleetwood Homes Nampa
3
2
1280 ft²
28'0" x 48'0"
28483N The Jump Creek / Quality constructed smaller dual section family home with big home features and design absent spac...
ManufacturedMH Advantage

Prestige Series / 28683E The Glacier

Built by: Fleetwood Homes Nampa
3
2
1813 ft²
28'0" x 68'0"
28683E The Glacier / High quality customizable sprawling family home with an easy traffic flow floor plan featuring open ...
ManufacturedModularMH Advantage

Central Great Plains / CN201

Built by: Champion Homes
2
1
1276 ft²
29'0" x 44'0"
CN201
PLEASE NOTE: All sizes and dimensions are nominal or based on approximate builder measurements. Carefree Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.